Finotive Funding Prop Firm Review – What You Need to Know in 2025
Finotive Funding, founded in April 2021 and headquartered in Limassol, Cyprus, is a proprietary trading firm led by CEO Oliver Newland. Offering virtual funded accounts up to $200,000, scalable to $3.2 million, it provides up to 95% profit splits and instant funding options. With over $18 million paid out to traders, it focuses on forex, indices, commodities, and crypto trading.
Finotive Funding Best suited for:
- Beginners: Affordable fees and no time limits on challenges.
- Experienced traders: High profit splits and scaling opportunities.
- Scalpers and swing traders: Flexible rules and high leverage up to 1:400.
Pros & Cons of Finotive Funding
Pros
High Profit Splits: Up to 95% for evaluation accounts, 60%-65% for instant funding.- Flexible Funding Models: 1-step, 2-step, and instant funding options.
- No Time Limits: Unlimited trading days for evaluations.
- High Leverage: Up to 1:400 for forex and crypto.
- Fast Payouts: Weekly withdrawals, processed instantly or within 48 hours.
- Wide Asset Range: Over 100 instruments, including forex, crypto, indices, and commodities.
Cons
Only MetaTrader platforms available:- Weekend trading not available on most accounts:
- Payout timelines may vary based on verification speed:
How Does Finotive Funding Work? (Step-by-Step Guide)
- Choose an account size & challenge type: 1-step, 2-step, or instant funding ($2,500-$200,000).
- Pass the evaluation: 10% profit target for 1-step
- 7.5% then 5% for 2-step.
- Get funded: Trade a demo account with real profit potential.
- Profit splits & payouts: Up to 95% for evaluations, 60%-65% for instant funding, paid weekly.
Finotive Funding Account Types & Funding Options
- Account sizes: $2,500 to $200,000, scalable to $3.2 million. Funding models: o 1-step evaluation (10% profit target). o 2-step evaluation (7.5% then 5% profit targets). o Instant funding (standard or aggressive). Profit splits: 75%-95% for evaluations, 60%-65% for instant funding. Challenge fees: $35 for $2,500, up to $2,000 for $200,000, non-refundable.
Profit Targets & Payouts
- Profit targets: 10% for 1-step
- 7.5% then 5% for 2-step.
- Payouts: Via bank transfer, crypto (BTC, ETH, USDT), or Finotive Pay (PayPal, Deel).
- Payout frequency: Weekly, first payout on demand, processed within 48 hours.
- Maximum drawdown: 7.5%-16% (account type dependent).
- Daily drawdown limit: 4%-10% of starting equity or balance.
- Comparison: Finotive’s 4%-10% daily drawdown is more flexible than Elite Trader Funding (1.5%-2.2%) but aligns with The 5%ers (5%).
Leverage & Trading Conditions
- Leverage: Up to 1:400 for forex and crypto, 1:100 for indices and commodities.
- Lot size restrictions: None, but must adhere to responsible trading policies.
Allowed & Restricted Trading Strategies
Allowed Trading Strategies
- Scalping: Short-term trades on small price movements.
- Swing Trading: Holding positions for days or weeks.
- News Trading: Permitted without restrictions.
- Overnight/Weekend Trading: Allowed with swap-free Islamic accounts.
- Expert Advisors (EAs): Supported, but must be approved to avoid profit split reductions.
Restricted Trading Strategies
- Arbitrage Trading: Exploiting price discrepancies.
- High-Frequency Trading (HFT): Ultra-fast trades measured in seconds.
- Gambling Practices: Risking over 50% of drawdown on single trades.
- Copy Trading Across Accounts: Coordinating trades between accounts.
- Exploiting Platform Errors: Taking advantage of glitches or delays.
How Long Does It Take to Get Funded by Finotive Funding?
- Challenge duration: Unlimited, with a minimum of 5 trading days per phase.
- Evaluation speed: 1-step can be completed in days
- 2-step takes 1-2 weeks.
- User experiences: Fast funding for compliant traders, but KYC delays reported.
How Long Has Finotive Funding Been Around?
Finotive Funding has been operating since April 2021, with over four years of experience and $18 million in payouts. Its affiliation with Finotive Markets LLC and MetaTrader 5 licensing bolsters credibility, though issues temper trust.
Who Owns Finotive Funding? (Founder & Company Background)
Founder(s): Oliver Newland, a professional trader. Company headquarters: Limassol, Cyprus (previously Budapest, Hungary). Mission & vision: To remove capital barriers for traders with innovative funding models and advanced tools like Finotive Pay and MetaTrader 5. Regulatory status: Not regulated, operates as a prop firm with Finotive Markets LLC, an unregulated in-house broker.
What Can You Trade with Finotive Funding? (Supported Markets & Assets)
Markets offered: Forex, cryptocurrencies, indices, commodities. Forex pairs: Major, minor, and exotic pairs (e.g., EUR/USD, USD/JPY). Indices & commodities: S&P 500, NASDAQ, gold, oil. Crypto trading: Bitcoin, Ethereum, and other digital assets. Restrictions: No HFT, arbitrage, or excessive risk-taking, responsible trading policies enforced.
Does Finotive Funding Offer Education & Trader Support? (Learning Resources & Coaching)
Limited, blog posts on trading psychology and risk management. Trader development: Advanced dashboard for performance tracking. Coaching programs: None, support via FAQs and community. Community & networking: Active Discord for trader interaction.
How Good is Finotive Funding’s Customer Support? (Response Time & Availability)
Support channels: Live chat, email, Discord, Instagram. Response times: Typically within hours, but mixed feedback on resolution quality. Operating hours: 24/5 during market hours. Trader feedback: Praised for responsiveness, but criticized for KYC issues.
Is Finotive Funding a Scam or a Legit Prop Firm?
Finotive Funding is a legitimate prop firm, verified by Cyprus registration, a 4.0/5 Trustpilot rating from over 800 reviews, and over $18 million in payouts.
User Reviews & Community Feedback on Finotive Funding
- Finotive Funding is a legitimate prop firm, verified by Cyprus registration, a 4.0/5 Trustpilot rating from over 800 reviews, and over $18 million in payouts.:
Alternatives to Finotive Funding – How It Compares
- FTMO: Higher trust score, 90% split, but stricter rules and no instant funding. The 5%ers: Up to 100% split, no crypto, and excludes US traders. FundedNext: Similar crypto offerings, 15% challenge profit share, but less leverage.
Final Verdict – Should You Trade with Finotive Funding?
Finotive Funding is best for traders seeking high leverage, flexible funding models, and a wide asset range, including crypto. Recent upgrades to dashboards and User Interfaces bring timely upgrades to an already good system. Research thoroughly before joining in 2025.
