Fintokei Prop Firm Review – What You Need to Know in 2025
Fintokei, founded in April 2023 and headquartered in Brno, Czech Republic, is a proprietary trading firm under the Purple Group, led by CEO David Varga. Offering virtual funded accounts up to €400,000, scalable to €4 million, it provides up to 95% profit splits and supports forex, indices, commodities, and metals trading. With over €4 million paid out in 2024, Fintokei emphasizes education and evaluation.
Fintokei Best suited for:
- Beginners: StartTrader program with low profit targets and free trials.
- Experienced traders: ProTrader and SwiftTrader for high capital and profit splits.
- Scalpers and swing traders: Flexible rules and platforms like MT4, MT5, cTrader.
Pros & Cons of Fintokei
Pros
High Profit Splits: Up to 95% for ProTrader, 90% for SwiftTrader.- Flexible Funding Options: 1-step, 2-step, 3-step evaluations, or instant funding.
- No Time Limits: Unlimited trading days for most programs.
- Wide Platform Support: MetaTrader 4, MetaTrader 5, and cTrader.
- Educational Resources: MyFintokei Edu Zone, 100+ videos, and daily news.
- Scaling Plan: Accounts can grow to €4 million with 10% profit over two months.
Cons
Weekend trading not available on most accounts:- Payout timelines may vary based on verification speed:
How Does Fintokei Work? (Step-by-Step Guide)
- Choose an account size & challenge type: StartTrader, ProTrader, SwiftTrader (€1,000-€400,000).
- Pass the evaluation: 8%-10% profit targets for 1-3 phases, or skip with SwiftTrader.
- Get funded: Trade a demo account with real profit potential.
- Profit splits & payouts: 50%-95% split, paid bi-weekly after 14 days.
Fintokei Account Types & Funding Options
- Account sizes: €1,000 to €400,000, scalable to €4 million. Funding models: o StartTrader: 3-step evaluation, low profit targets (6%-8%). o ProTrader: 2-step evaluation, up to 95% split. o SwiftTrader: Instant funding, 50%-90% split. Profit splits: 50%-95% based on program and performance. Challenge fees: €79-€2,400, non-refundable
- free trial available.:
Profit Targets & Payouts
- Profit targets: 6%-10% depending on program and phase.
- Payouts: Via bank transfer or crypto, processed within 2 days, bi-weekly.
- Payout frequency: First payout after 14 days, then bi-weekly.
- Maximum drawdown: 10% overall, no daily limit for SwiftTrader.
- Daily drawdown limit: 5% for StartTrader and ProTrader, 1% profit/loss cap added in 2025.
- Comparison: Fintokei’s 5% daily drawdown matches The 5%ers but is stricter than Topstep (2%-4%)
- 1% caps are unique but restrictive.
Leverage & Trading Conditions
- Leverage: Up to 1:100 for forex and metals, 1:50 for indices, 1:20 for energies.
- Lot size restrictions: None, but must comply with risk rules.
Allowed & Restricted Trading Strategies
Allowed Trading Strategies
- Scalping: Short-term trades on small price movements.
- Swing Trading: Holding positions for days or weeks.
- News Trading: Permitted without restrictions.
- Overnight/Weekend Trading: Allowed across all programs.
- Expert Advisors (EAs): Supported, with positive trader feedback.
Restricted Trading Strategies
- Arbitrage Trading: Exploiting price discrepancies.
- High-Frequency Trading (HFT): Ultra-fast trades measured in seconds.
- Copy Trading Across Accounts: Coordinating trades between accounts.
- Gambling Practices: Excessive risk or inconsistent strategies.
- Exploiting Platform Errors: Taking advantage of glitches.
How Long Does It Take to Get Funded by Fintokei?
- Challenge duration: Unlimited for most programs, up to 180 days for StartTrader.
- Evaluation speed: 1-step can take days
- 3-step may take weeks.
- User experiences: Fast funding for compliant traders, but slippage and rule changes noted.
How Long Has Fintokei Been Around?
Fintokei has been operating since April 2023, backed by the Purple Group’s 15 years of fintech experience. It has processed over 400,000 daily trades and paid out €4 million in 2024, but its short history temper trust.
Who Owns Fintokei? (Founder & Company Background)
Founder(s): David Varga, co-founder of Purple Trading. Company headquarters: Brno, Czech Republic. Mission & vision: Empower traders with capital, education, and a transparent platform to build professional careers. Regulatory status: Unregulated, operates as an education and evaluation firm, not a broker, using Purple Trading Seychelles.
What Can You Trade with Fintokei? (Supported Markets & Assets)
Markets offered: Forex, indices, commodities, metals. Forex pairs: Major, minor, and exotic pairs (e.g., EUR/USD, USD/JPY). Indices & commodities: S&P 500, NASDAQ, gold, silver, energies. Crypto trading: Not supported. Restrictions: No HFT, arbitrage, or gambling practices, all trading in demo environment.
Does Fintokei Offer Education & Trader Support? (Learning Resources & Coaching)
MyFintokei Edu Zone, 100+ videos, blog articles, daily news. Trader development: Focus on discipline, risk management, and strategy via Dynamic Performance Review. Coaching programs: Limited, relies on self-guided resources and community. Community & networking: Active Discord and social media for trader interaction.
How Good is Fintokei’s Customer Support? (Response Time & Availability)
Support channels: Live chat, email, Discord, social media. Response times: Typically within hours, praised for efficiency. Operating hours: 24/5 during market hours. Trader feedback: Positive for responsiveness and clarity, negative for slippage issues and rule changes.
Is Fintokei a Scam or a Legit Prop Firm?
Fintokei is a legitimate prop firm, verified by Czech registration, a 4.7/5 Trustpilot rating from 441 reviews, and €4 million in payouts. However, concerns include a 1% daily profit/loss cap, slippage on NASDAQ, payout restrictions, and bans for inconsistent strategies, with some alleging lack of transparency.
User Reviews & Community Feedback on Fintokei
- Fintokei is a legitimate prop firm, verified by Czech registration, a 4.7/5 Trustpilot rating from 441 reviews, and €4 million in payouts. However, concerns include a 1% daily profit/loss cap, slippage on NASDAQ, payout restrictions, and bans for inconsistent strategies, with some alleging lack of transparency.:
Alternatives to Fintokei – How It Compares
- FTMO: Higher trust score, 90% split, but stricter rules and no instant funding. The 5%ers: Up to 100% split, no crypto, excludes US traders. FundedNext: Similar crypto offerings, 15% challenge profit share, less restrictive caps.
Final Verdict – Should You Trade with Fintokei?
Fintokei is best for traders seeking high profit splits, flexible funding, and robust educational tools. Its StartTrader, ProTrader, and SwiftTrader programs cater to diverse skill levels, and scaling to €4 million is a draw. However, profit caps, slippage issues, suggest caution. Research thoroughly before joining in 2025.
