Overview Funding Programme Prop Firm Review – What You Need to Know in 2025
Launched in February 2022, Overview Funding Programme (OFP) is a proprietary trading firm based in Brighton, UK, operated by FINTEKNOLOGY LTD (Company No. 15131112). OFP offers instant funding accounts from $5,000 to $200,000, scalable to $5 million, with profit splits up to 80%. Traders can access forex, commodities, indices, cryptocurrencies, and bonds on MetaTrader 4 (MT4), MetaTrader 5 (MT5), and cTrader platforms. Regulated by the Financial Conduct Authority (FCA), OFP has paid out significant sums and holds a 4.8/5 Trustpilot rating from over 500 reviews, emphasizing flexibility and trader support.
OFP Best suited for:
- Beginners: Affordable accounts starting at $18.25 with no evaluation challenges.
- Experienced Traders: High capital access and customizable profit splits up to 80%.
- Diverse Traders: Supports scalping, swing trading, and crypto trading with flexible rules.
Pros & Cons of OFP
Pros
Instant Funding: No evaluation required- start trading immediately after purchase.:
- High Profit Splits: Up to 80% with customizable plans (26% default).
- Scalable Accounts: Grow from $5,000 to $5 million with performance-based scaling.
- FCA Regulation: Ensures transparency and a secure trading environment.
- Flexible Payouts: Monthly, bi-weekly, or on-demand payouts after 4-30 days.
- Wide Market Access: Over 600 instruments, including forex, crypto, and bonds.
Cons
Weekend trading not available on most accounts:- Payout timelines may vary based on verification speed:
How Does OFP Work? (Step-by-Step Guide)
- Select Account & Plan: Choose account sizes ($5,000-$200,000) and payout terms (monthly, bi-weekly, or on-demand).
- Start Trading: Instant access to a simulated account with no profit targets.
- Follow Rules: Maintain equity above daily margin and adhere to drawdown limits.
- Request Payouts: Earn 26%-80% profit splits after 4-30 days, then monthly, bi-weekly, or on-demand.
OFP Account Types & Funding Options
- Account Sizes: $5,000, $10,000, $25,000, $50,000, $100,000, $200,000, scalable to $5 million. ? ? Funding Models: ? o Regular Accounts: Monthly payouts, 26%-50% profit split, 3%-5% daily drawdown. o o Supercharged Accounts: Bi-weekly or on-demand payouts, up to 80% split, 3%-5% daily drawdown. o ? Profit Splits: 26% default, upgradable to 80% based on plan selection. ? ? Fees: $18.25 (5K account) to $2,998 (200K account)
- on-demand payout plans cost more (e.g., $2,997 for 200K).:
Profit Targets & Payouts
- Profit Targets: None
- focus on maintaining equity and avoiding rule breaches.
- Payouts: Via bank transfer or crypto, processed within 24 hours, after 4-30 days initially, then monthly, bi-weekly, or on-demand.
- Drawdown Limits: 3%-5% daily, 6%-10% overall, selected at checkout.
- Comparison: OFP’s instant funding and on-demand payouts are faster than FTMO’s bi-weekly schedule, but its variable profit splits are less competitive than FundedNext’s 95%.
Leverage & Trading Conditions
- Leverage: Up to 1:100 (forex/crypto), 1:50 (indices), 1:20 (commodities/bonds).
- Lot Sizes: Flexible, with risk management enforced via drawdown rules.
Allowed & Restricted Trading Strategies
Allowed Trading Strategies
- Scalping
- swing trading
- news trading
- hedging
- Expert Advisors (EAs)
- copy trading within accounts.
Restricted Trading Strategies
- High-frequency trading (HFT)
- arbitrage
- exploiting platform errors
- inconsistent trading practices (based on Inconsistency Score).
How Long Does It Take to Get Funded by OFP?
- Funding Duration: Instant upon account purchase
- no evaluation required.
- Payout Timing: First payout after 4-30 days, then monthly, bi-weekly, or on-demand.
- User Experiences: Praised for instant access and fast payouts, but some report issues with Inconsistency Score enforcement.
How Long Has OFP Been Around?
OFP has been operating since February 2022, with a growing community of funded traders. Its FCA regulation, “Satisfied or Return” policy, and charitable contributions (e.g., Operation Smile) bolster credibility. However, its shorter history compared to FTMO (since 2014) and payout consistency concerns suggest caution.
Who Owns OFP? (Founder & Company Background)
Owner: FINTEKNOLOGY LTD. ? ? Headquarters: Brighton, UK (12 Elder Place, BN14GF). ? ? Mission & Vision: Remove barriers to trading capital with instant funding, transparent rules, and personalized account options. ? ? Regulatory Status: Regulated by the FCA, ensuring compliance and trader security.
What Can You Trade with OFP? (Supported Markets & Assets)
Markets: Forex (70+ pairs), indices, commodities, metals, cryptocurrencies, bonds. ? ? Assets: EUR/USD, S&P 500, gold, silver, BTC, ETH, bonds. ? ? Restrictions: No weekend crypto trading, must meet Inconsistency Score for payouts.
Does OFP Offer Education & Trader Support? (Learning Resources & Coaching)
Limited to FAQs and basic trading rules, no webinars or market analysis. Trader Development: Focus on risk management via drawdown limits and Inconsistency Score. Coaching Programs: None, relies on community support and external resources. Community & Networking: Active Discord and social media for trader interaction.
How Good is OFP’s Customer Support? (Response Time & Availability)
Support Channels: Live chat, email, Discord. Response Times: Typically within hours, praised for efficiency. Operating Hours: 24/5 for email/Discord, live chat limited to business hours. Trader Feedback: Positive for responsiveness, some complaints about payout disputes and Inconsistency Score clarity.
Is OFP a Scam or a Legit Prop Firm?
OFP is legitimate, verified by FCA regulation, UK registration (FINTEKNOLOGY LTD, No. 15131112), and a 4.8/5 Trustpilot rating from over 500 reviews. Its instant funding model, flexible payouts, and transparent operations add credibility. However, concerns include the low default 26% profit split, high fees for premium plans, and payout restrictions tied to the Inconsistency Score.
Alternatives to OFP – How It Compares
- FTMO: Higher 90% split, two-phase evaluation, no instant funding, stricter rules. The 5%ers: Up to 100% split, no crypto, excludes US traders, evaluation required. FundedNext: 95% split, 15% challenge profits, similar crypto offerings but no FCA regulation.
Final Verdict – Should You Trade with OFP?
OFP is ideal for traders seeking instant funding, flexible payout options, and access to diverse markets like forex, crypto, and bonds, with scaling potential up to $5 million. Its FCA regulation and low entry fees (starting at $18.25) make it accessible, while supercharged accounts appeal to advanced traders. However, the low default 26% profit split, high fees for premium plans, limited educational resources, and Inconsistency Score restrictions require caution. Compared to FTMO or FundedNext, OFP’s instant funding is a unique advantage, but traders should review terms carefully before joining in 2025.
