Upcomers Prop Firm Review 2026 – Rules, Fees, Payouts & Profit Split

How Does Upcomers Work? (Step-by-Step Guide)

1. Choose a programme and an evaluation path — Instant, Instant 24, 1 Step or 2 Step — then set the account size and platform.
2. Pass each phase by hitting its profit target while staying inside the daily and maximum drawdown limits.
3. Get funded, then keep up to 100% of the profit you make on the funded account.
4. Request rewards on demand; Upcomers says most are approved and processed in under an hour.
5. Trade 1,200+ CFDs, exchange-listed futures or 24/7 perpetuals, and scale the account up to $4 million.

Upcomers Account Types & Funding Options

• Accounts available from $2,000 to $1,500,000.
• Four evaluation paths across 22 programmes: Instant, Instant 24, 1 Step and 2 Step.
• Daily drawdown resets at 00:00 UTC and is measured from the higher of your equity and balance.
• Classic programmes have no time limit, so you pass at your own pace.
• Evaluation fees can be refunded up to 200%.
• An AI coach is included with every evaluation.

Profit Targets & Payouts

• Profit targets are fixed and shown before you pay.
• Most rewards are processed in under an hour.
• Rewards can be requested on demand rather than on a fixed cycle.
• Funded accounts that reach 20% cumulative growth earn a 15% share of Challenge-phase profits.
• Payouts can be sent to bank accounts or crypto wallets.
• The firm reports a 99% withdrawal approval rate and $10.5 million+ paid to traders.
• Rewards are based on your own trading performance.
• Traders keep up to 100% of the profit.

Leverage & Trading Conditions

• Leverage is 1:100 on forex and 1:30 on metals, indices, energies, shares and crypto; perpetuals are capped per symbol, up to 25x on FX.
• News trading and automated trading are fully allowed in both Challenge and Funded phases.
• Minimum trading days apply on some programmes — two days on Thunderbolt and five to six days on the instant programmes.
• Drawdowns are static, or use the Dynamic Risk Shield™ on Ash, Thunderbolt and Vanguard.
• Positions can be held overnight and over the weekend on CFD and 24/7 Markets accounts; futures positions close automatically at 4:50 PM ET.

Allowed & Restricted Trading Strategies

How Long Does It Take to Get Funded by Upcomers?

• Instant and Instant 24 fund straight away, with 1-hour, 4-hour and 24-hour reward variants.
• Classic programmes have no deadline; Turbo gives 30 days with a maximum of 7 trading days per phase.
• Payouts are typically processed in under an hour once requested.
• The fastest route is the Instant path, funded immediately with no profit target.
• Rewards can be requested as soon as the account is in profit.

How Long Has Upcomers Been Around?

Upcomers launched in May 2024 and grew quickly, reporting more than 80,000 traders funded across 170+ countries and over $10.5 million paid out by its second year. The firm is operated by Royal Flow - FZCO in the UAE and Upcomers Ltd. in Saint Lucia, and works from offices in Dubai, Prague and Miami.

Who Owns Upcomers? (Founder & Company Background)

Upcomers is led by CEO and founder Jakub Zeliska and operates through two named entities: Royal Flow - FZCO, a UAE technology and education company (IFZA licence 35886) that runs the TradeLocker, Match-Trader and cTrader integrations, and Upcomers Ltd., registered in Saint Lucia (2025-00579), the designated entity for additional platform operations. Payment processing is handled by UPCOMERS LTD in Cyprus (HE 490773). Upcomers states it is standalone, with no affiliated or sister brands.

What Can You Trade with Upcomers? (Supported Markets & Assets)

Traders can access more than 1,200 CFD markets — forex, metals, indices, energies, shares and crypto — alongside real exchange-listed CME, CBOT, NYMEX and COMEX futures on Upcomers X and 24/7 perpetual futures on Hyperliquid liquidity, covering crypto, US stocks, gold, oil, indices and FX.

Does Upcomers Offer Education & Trader Support? (Learning Resources & Coaching)

Every evaluation includes an AI coach, and the firm publishes an ebook and academy plus a public Help Centre with dedicated collections for general rules, the evaluation process, payouts, platforms, futures, perpetuals and prediction markets. A Discord community lets traders talk to the team and each other.

How Good is Upcomers's Customer Support? (Response Time & Availability)

Support runs 24/7 through live chat on upcomers.com, email at help@upcomers.com and phone on +1 (844) 803-0830, with legal and press enquiries handled at legal@upcomers.com. The firm also maintains a free Help Centre and collects real-time reviews through Feefo.

Is Upcomers a Scam or a Legit Prop Firm?

Alternatives to Upcomers – How It Compares

• FTMO runs a more traditional two-step evaluation focused on forex, while Upcomers adds instant funding and one-step paths alongside allocations up to $1.5 million.
• FundedNext offers a similar multi-programme model; Upcomers differentiates with on-demand rewards promised in under an hour and an AI coach bundled with every evaluation.
• The 5ers suits traders who prefer longer holding periods and a scaling plan, whereas Upcomers competes with instant funding, futures and 24/7 perpetuals in one account.

Final Verdict – Should You Trade with Upcomers?

Upcomers is a fast-moving, self-built prop firm with an unusually broad catalogue — 22 programmes spanning CFDs, futures, perpetuals and prediction markets — and a headline promise of rewards in under an hour. Its credibility rests on two named, licensed entities and a large payout volume, but the low Trustpilot score (3 out of 5 from 592 reviews) and repeated payout-dispute complaints mean traders should weigh that transparency and breadth against those risks before buying.