The PFC Loyalty Program Explained: Earn Free Prop Firm Challenges Every Time You Buy

The PFC Loyalty Program Explained: Earn Free Prop Firm Challenges Every Time You Buy

Here's something most prop traders don't realise: if you're buying multiple challenges across the year (and most serious traders are), you're leaving real money on the table by not using a loyalty system.

The PFC Loyalty Program is built specifically for this. Every dollar you spend on a prop firm challenge through PropFirmsCompared earns you points. Save enough points, and you redeem them for a free prop firm challenge — or take the equivalent value as cash via PayPal. It stacks with the discount codes we already negotiate. It costs nothing to join. And we genuinely believe it's one of the best loyalty schemes in the prop firm industry right now.

This post walks through exactly how it works, what the points are worth in real terms, and how to make the most of it as a regular trader.

TL;DR – PFC Loyalty Program in 30 Seconds

• Earn 1 loyalty point for every $1 you spend on a challenge purchased through PFC.
• Redeem points for free challenges ranging from a $5K account (1,000 points) up to a $200K account (22,600 points).
• Or take the cash equivalent via PayPal if we can't buy the specific challenge on your behalf.
• Stacks with PFC discount codes — you save on the entry fee AND earn loyalty points on the discounted amount.
• Free to join. Sign up, claim your points after each purchase, redeem when you're ready.
• Exclusive to PFC. No other comparison site runs anything close.

What the PFC Loyalty Program Actually Is

The PFC Loyalty Program is a points-based rewards system designed around a simple principle: serious prop traders buy a lot of challenges over the course of their trading career, and they should be earning something back from that volume.

Every time you purchase a challenge through PropFirmsCompared, you earn 1 loyalty point per $1 you spend. A $500 challenge earns you 500 points. A $200 reset earns you 200 points. Points stack across firms, across account sizes, and across time — there's no expiry, no segmentation by firm, no annoying tier system that resets every quarter.

Once you've accumulated enough points, you have two redemption options:

• Claim a free challenge at the value tier your points cover (we'll buy it for you at the prop firm of your choice)
• Receive the equivalent cash value via PayPal if the specific firm or product isn't one we can purchase on your behalf

Both options come out of your accumulated point balance. You choose which works best for your situation.

How Many Points You Need for a Free Challenge

This is the part that matters. Here's exactly what your points get you:

• $5K challenge — 1,000 loyalty points
• $10K challenge — 1,800 loyalty points
• $25K challenge — 4,400 loyalty points
• $50K challenge — 6,600 loyalty points
• $100K challenge — 9,160 loyalty points
• $200K challenge — 22,600 loyalty points

Worth understanding what these numbers actually translate to in practice.

A $5K free challenge needs 1,000 points — meaning $1,000 of cumulative spend across PFC. For most active traders, that's roughly three to five paid challenges depending on the account sizes you buy. A trader doing one $50K challenge per month is looking at a free $5K challenge after about three months and a free $25K challenge after about nine months — without doing anything different.

The bigger account tiers (the $100K and $200K) require more sustained spend, but they're also designed for traders who are deeper into a multi-challenge career and would normally be paying $400–$1,000+ per evaluation. A free $200K challenge at 22,600 points is roughly equivalent to a 5–7% cashback on $200K-tier challenge spend — better than any traditional credit card rewards programme.

How to Earn Points: The Process Step by Step

The program is structured to be as low-friction as possible. Here's exactly how it works:

Step 1: Browse PFC's comparison tools like you normally would. Find a prop firm and challenge size that works for what you're trying to achieve.

Step 2: Check the loyalty points clearly displayed on each table and on the checkout screen before you click through. This isn't hidden in fine print — every challenge listed on PFC shows you exactly how many points you'll earn. No surprises.

Step 3: Click "Select" to go to the prop firm's site and complete your purchase as normal. Use any applicable PFC discount code at checkout to save on the fee itself — points still apply to the post-discount amount.

Step 4: Create a free PFC account (if you haven't already) by signing up at PropFirmsCompared.

Step 5: Claim your points in your dashboard. Click "Claim Points" and submit a short form with:

• Your email
• The prop firm name
• The challenge or account size you bought
• Proof of purchase (receipt, email confirmation, screenshot — anything that verifies the transaction)

Step 6: Get verified, get credited. Once our team has verified your purchase, the points are credited to your account. From there, they sit in your balance until you decide to redeem them.

The whole claim process takes a few minutes per purchase, and once you've done it once it becomes routine.

Why This Actually Matters for Serious Traders

Let's be honest about who this benefits and who it doesn't.

If you're buying one challenge a year, the PFC Loyalty Program is a nice bonus but not a game-changer. You'll earn enough for a free $5K challenge after two or three years of cumulative spending. Useful, but not transformative.

If you're buying multiple challenges across the year — which the majority of serious prop traders are doing in 2026 — the maths starts to compound meaningfully. Run the numbers on a trader buying eight $100K challenges over a year at roughly $500 each: that's $4,000 of total spend, or 4,000 loyalty points. Enough for a free $25K challenge with points left over. Plus the entry savings from PFC discount codes on every one of those purchases.

If you're a trader who diversifies across multiple prop firms — increasingly the smart play given the volatility we've seen in the industry — you're going to be buying challenges across FundedNext, FTMO, FundingPips, The5ers, City Traders Imperium, Blueberry Funded and others. The loyalty program effectively rewards that diversification rather than punishing it. Points stack regardless of firm. You don't lose anything by spreading your bets. For deeper reads on how the big names actually stack up against each other, see our FundedNext vs The5ers comparison and our FundingPips vs Blueberry Funded comparison.

For a broader look at why running multiple firms is the right approach in 2026, and how recent industry shifts have changed the risk calculus, see our coverage of the MyForexFunds rewards situation and the FTMO/OANDA acquisition.

Stack It With PFC Discount Codes

One of the most underrated parts of the program: PFC loyalty points stack with our discount codes.

Two-tier savings on every purchase:

1. You save on the entry fee using whatever PFC code applies to that firm (the 40% off City Traders Imperium with code PFC, the 7%/10% off FundedNext with code PFCFN, and so on — see our full discount codes page for the latest).
2. You earn loyalty points on the discounted amount — fewer points than full price, sure, but it's still effectively cashback on a price you wouldn't have got anywhere else.

The combined effect is significant. A $100K FundedNext Stellar 2-Step retails at around $519. With code PFCFN (7% off), it drops to $483. You earn 483 loyalty points on that purchase. Pass the challenge and reach payout, FundedNext refunds 120% of your fee ($580). So you've paid effectively negative dollars for the challenge AND earned 483 points toward your next free challenge. That's the kind of stacking that doesn't exist anywhere else in the industry. Same logic applies on a City Traders Imperium challenge using code PFC for 40% off — bigger entry-fee saving, fewer points earned on the discounted amount, but the same net win.

What Makes the PFC Program Different

Worth being direct about why we built this and what makes it stand apart from anything else in the prop firm comparison space.

Most comparison sites are pure affiliate plays. They collect a commission when you buy through their link, pocket it, and move on. You see no upside beyond the discount codes they list (and often the codes they list aren't even the best ones — they're whichever ones came with the highest commissions). PFC is structured differently. The loyalty program returns a meaningful share of value to the trader, not the platform.

Other sites don't run loyalty programs at all. Some do giveaways. Some do raffles. But a structured, predictable points-for-spend system that rewards everyone consistently? That's genuinely rare. We've checked. Most of our competitors don't offer anything like it.

There's no expiry, no tier reset, no gotcha. Points sit in your account until you redeem them. There's no "use them in 90 days or lose them" pressure. We're not trying to engineer artificial urgency — we're trying to reward people who keep using PFC as their default comparison and purchase hub.

Exclusive to PFC. The program isn't a shared affiliate scheme or a third-party plugin. It's built in-house, run in-house, and only available through PropFirmsCompared.

Realistic Expectations and Common Questions

A few honest notes on what to expect.

Verification isn't instant. When you submit a claim, our team reviews the proof of purchase before crediting the points. This usually takes 24–72 hours depending on volume. It's not automated — we verify each one — because that's what stops the system being gamed. Most claims clear within a day or two.

The cash-via-PayPal option exists for a reason. Sometimes the specific firm or product you want a free challenge from isn't one we can purchase on your behalf (some firms have purchase restrictions, regional limitations, or processes that don't allow third-party buying). In those cases, you get the equivalent value as PayPal cash instead. It's the same outcome — value back to you — just delivered through a different channel.

The point thresholds reflect real challenge costs. The 1,000-point requirement for a free $5K challenge isn't arbitrary. It maps to the rough cost of buying that account at most major firms. Same applies up the ladder. The bigger the challenge value, the more points required, but the proportional ratio stays consistent.

Proof of purchase matters. A receipt, confirmation email, or order screenshot is usually enough. The clearer your proof, the faster the verification. Always purchase through PFC's links to ensure your transaction is properly attributable.

How to Get Started

If you're new to PFC, the setup takes about two minutes.

Sign up for a free PFC account at PropFirmsCompared. You don't need to be planning a purchase to register — having the account ready means you can claim points immediately after your next challenge.

Use PFC for your next challenge purchase. Browse the comparison tools, find the firm and account size you want, check the loyalty points displayed, click through to buy. Apply any PFC discount code at checkout. If you want to explore beyond the established names, our Rising Stars section lists newer firms worth keeping an eye on.

Submit your claim through your dashboard once the purchase is complete. Fill in the short form, attach your proof, and let the verification process run.

Track your balance. Once verified, your points appear in your dashboard. Keep building them up across your purchases until you've got enough for the redemption tier you want.

Redeem when ready. Choose between a free challenge at the corresponding tier or the equivalent PayPal cash value. Whichever works better for your situation.

Compare More Prop Firms

If you want to start earning loyalty points right away, head over to Prop Firms Compared and filter by:

• Account size — from $5K, $10K, $25K, $50K, $100K, up to $200K
• Number of evaluation steps — Instant, 1-step, 2-step, or 3-step
• Asset class — forex, futures, indices, crypto, or commodities

Or check the latest verified prop firm discount codes before buying — and stack the savings on top of your loyalty points.

FAQs – PFC Loyalty Program

How do I earn PFC loyalty points?

You earn 1 loyalty point for every $1 you spend on a prop firm challenge purchased through PropFirmsCompared. Sign up for a free PFC account, buy your challenge through one of our links, then submit a claim through your dashboard with proof of purchase.

How many points do I need for a free challenge?

• $5K challenge — 1,000 points
• $10K challenge — 1,800 points
• $25K challenge — 4,400 points
• $50K challenge — 6,600 points
• $100K challenge — 9,160 points
• $200K challenge — 22,600 points

Do points expire?

No. PFC loyalty points have no expiry date. They sit in your account until you choose to redeem them.

Can I stack loyalty points with discount codes?

Yes. This is one of the best parts of the program. Use any PFC discount code at the prop firm's checkout to save on the entry fee, and you still earn loyalty points on the discounted amount.

What if PFC can't buy my chosen challenge on my behalf?

You'll receive the equivalent cash value via PayPal instead. Same outcome — value back to you — delivered through PayPal rather than as a free challenge.

How long does verification take?

Usually 24–72 hours. Each claim is reviewed manually to ensure proof of purchase is valid. Clear receipts or confirmation emails speed this up.

Is the loyalty program free to join?

Yes — completely free. There's no membership fee, no subscription, no minimum spend to qualify.

Can I earn points on multiple firms?

Yes. Points stack across every prop firm available on PFC — see the full directory on All Firms. Buy a FundedNext challenge, earn points. Buy a City Traders Imperium challenge, earn more points. Diversifying across firms doesn't hurt your loyalty balance — it grows it faster.

What proof of purchase do I need?

A receipt, order confirmation email, or screenshot from the firm showing your purchase is usually enough. The clearer the proof, the faster the verification.

Is the program exclusive to PFC?

Yes. The PFC Loyalty Program is built and operated entirely in-house at PropFirmsCompared. It's not a third-party scheme or shared affiliate program — it's exclusive to PFC traders.

Last updated: 7 May 2026. PFC Loyalty Program terms, point thresholds, and redemption mechanics may be updated as the program evolves. Always check the latest details on the official PFC Rewards page.

Risk disclaimer: Trading involves substantial risk of loss. The loyalty program does not constitute financial advice and does not reduce the inherent risk of prop trading. Always trade within your means.